BluBank Ltd.

Before you navigate BluBank Ltd., (hereinafter called “the Bank”), registered under the www.blunet24.com domain, (hereinafter called “the Website”), we ask you to please read the following “Terms and General Conditions” with the understanding that the use of these services implies that you have entered and read the contents of all the options in this Website and therefore you agree to the terms and the instructions provided herein regarding the “Terms and General Conditions”. These terms are additional to the terms included in the agreements and disclosures previously provided to you as well as any other agreements, terms and/or conditions governing the banking products and services which you may have with us.

The term "User" includes anybody who enters the Website.

Governing Law and Jurisdiction

Whether this Website is accessed from Panama or any other country, Users hereby agree that these “Terms and General Conditions” are in force and governed by the laws and regulations of the Republic of Panama; therefore, any conflict arising in regards to the contents, interpretation, execution and/or termination of these “Terms and General Conditions” herein, other contents of the Website and/or reports or operations transmitted by the Users through the Website, shall be resolved by the Courts of Panama City in the Republic of Panama.

Links

Among its many options, this Website features links to other websites in the net that are not owned by the Bank. The Bank hereby disclaims liability for their contents, information and management of user information, materials, products or services offered by any third party linked to this Website.

Cookies

We strive to make sure that your interaction with our website is a simple and meaningful experience. After a User clicks the corresponding option in acceptance, the Website automatically transfers recognition software to the User’s computer. The purpose of this software is to identify and store pertinent data in the User’s computer to make it available in order to:

Provide easier and faster access to the Website and avoid unnecessary repetition of data.

Customize the Website’s appearance and contents and offer greater comfort to our Users.

Although the use of cookies is an optional feature for the Users, the Bank cannot guarantee a complete absence of problems and involuntary usage if this option is disabled. Under no circumstances shall the bank be liable for any damages without limitation, directly or indirectly, incidental or consequential damages, losses or expenses arising from a connection to this Website or any of its links, or the use thereof or inability to use by any party, or in connection with any failure in execution, error, omission, interruption, defect, delay in operation, transmission, line or system failures, computer virus and/or any other item of a destructive nature.

User’s Rights and Obligations

The User is entitled to free and unlimited navigation and visualization of the Website. The User is also entitled to print any of the Website’s contents for his/her own private use as long as the “Trademark” and “Copyright” information of such contents is included.

Users are not entitled to:

Alter or modify the Website, its format, its contents and/or functions;

Make it available to third parties, copy or use it in any way for any commercial or public purpose, whether by printing or reproducing its contents and/or linking the website (through unauthorized links, frames or banners, metatags and/or any other form or technical link not authorized by the Bank) with any other websites and/or any other local or remote, public or private computer network, without a previous written consent by the Bank.

Without impairment of the obligation of indemnifying the Bank for damages in the case of an eventual non-fulfillment of the norms in force in the Republic of Panama concerning "Trademarks", "Copyrights" "Service Marks" and any other protections granted by the Copyright by the Users, it is hereby set forth that any non-fulfillment on behalf of the Users of the rules herein and/or of these "Terms and General Conditions of Use" shall imply, without prior notification, immediate termination of the authorization to access and navigate the Website. Therefore, the Users agree not to be allowed access to the Website if the Bank has any suspicion that such violations have taken place as well as restore and/or destroy the material obtained from the Website with illegitimate purposes. Furthermore, the Users irrevocably authorize the Bank to apply the usual computer security measures in these cases.

Bank’s Rights and Obligations

The Bank reserves the right to modify the Website’s contents and available functions at any time or to limit access in any other way or even terminate it without prior notice.

Although the Bank strives to undertake its best efforts in order to provide up to date information on the Website, the Bank does not guarantee the update of the information provided.

The Bank commits to safeguard the customers’ personal information from potential unauthorized third parties who might attempt to unlawfully retrieve it from the net or through any other means.

All the terms exposed above are:

SUBJECT TO CHANGE AT ANY TIME WITHOUT ANY PREVIOUS NOTICE.


			Before you navigate BluBank Ltd., (hereinafter called “the Bank”), registered under the www.blunet24.com domain, (hereinafter called “the Website”), we ask you to please read the following “Terms and General Conditions” with the understanding that the use of these services implies that you have entered and read the contents of all the options in this Website and therefore you agree to the terms and the instructions provided herein regarding the “Terms and General Conditions”. These terms are additional to the terms included in the agreements and disclosures previously provided to you as well as any other agreements, terms and/or conditions governing the banking products and services which you may have with us. The term "User" includes anybody who enters the Website. Governing Law and Jurisdiction Whether this Website is accessed from Panama or any other country, Users hereby agree that these “Terms and General Conditions” are in force and governed by the laws and regulations of the Republic of Panama; therefore, any conflict arising in regards to the contents, interpretation, execution and/or termination of these “Terms and General Conditions” herein, other contents of the Website and/or reports or operations transmitted by the Users through the Website, shall be resolved by the Courts of Panama City in the Republic of Panama. Links Among its many options, this Website features links to other websites in the net that are not owned by the Bank. The Bank hereby disclaims liability for their contents, information and management of user information, materials, products or services offered by any third party linked to this Website. Cookies We strive to make sure that your interaction with our website is a simple and meaningful experience. After a User clicks the corresponding option in acceptance, the Website automatically transfers recognition software to the User’s computer. The purpose of this software is to identify and store pertinent data in the User’s computer to make it available in order to: Provide easier and faster access to the Website and avoid unnecessary repetition of data. Customize the Website’s appearance and contents and offer greater comfort to our Users. Although the use of cookies is an optional feature for the Users, the Bank cannot guarantee a complete absence of problems and involuntary usage if this option is disabled. Under no circumstances shall the bank be liable for any damages without limitation, directly or indirectly, incidental or consequential damages, losses or expenses arising from a connection to this Website or any of its links, or the use thereof or inability to use by any party, or in connection with any failure in execution, error, omission, interruption, defect, delay in operation, transmission, line or system failures, computer virus and/or any other item of a destructive nature. User’s Rights and Obligations The User is entitled to free and unlimited navigation and visualization of the Website. The User is also entitled to print any of the Website’s contents for his/her own private use as long as the “Trademark” and “Copyright” information of such contents is included. Users are not entitled to: Alter or modify the Website, its format, its contents and/or functions; Make it available to third parties, copy or use it in any way for any commercial or public purpose, whether by printing or reproducing its contents and/or linking the website (through unauthorized links, frames or banners, metatags and/or any other form or technical link not authorized by the Bank) with any other websites and/or any other local or remote, public or private computer network, without a previous written consent by the Bank. Without impairment of the obligation of indemnifying the Bank for damages in the case of an eventual non-fulfillment of the norms in force in the Republic of Panama concerning "Trademarks", "Copyrights" "Service Marks" and any other protections granted by the Copyright by the Users, it is hereby set forth that any non-fulfillment on behalf of the Users of the rules herein and/or of these "Terms and General Conditions of Use" shall imply, without prior notification, immediate termination of the authorization to access and navigate the Website. Therefore, the Users agree not to be allowed access to the Website if the Bank has any suspicion that such violations have taken place as well as restore and/or destroy the material obtained from the Website with illegitimate purposes. Furthermore, the Users irrevocably authorize the Bank to apply the usual computer security measures in these cases. Bank’s Rights and Obligations The Bank reserves the right to modify the Website’s contents and available functions at any time or to limit access in any other way or even terminate it without prior notice. Although the Bank strives to undertake its best efforts in order to provide up to date information on the Website, the Bank does not guarantee the update of the information provided. The Bank commits to safeguard the customers’ personal information from potential unauthorized third parties who might attempt to unlawfully retrieve it from the net or through any other means. All the terms exposed above are: SUBJECT TO CHANGE AT ANY TIME WITHOUT ANY PREVIOUS NOTICE.